ABA financial privacy skills can support recognizing sensitive information, choosing a trusted channel, verifying who is asking, limiting disclosure, protecting credentials, and getting help when information may be exposed. The person should know which supporters have actual authority and what they may access. Practice should use fictional values and should never request real passwords, PINs, security codes, or full account numbers.
Map sensitive information
Include government identifiers, birth date, address, account and card numbers, PINs, passwords, security codes, recovery answers, login links, financial documents, balances, and transaction history. Different organizations need different information for specific purposes.
Verify the requester independently
FTC advises people to avoid sharing personal or financial information in response to unexpected contact and to reach an organization through a trusted website or number found independently. Caller ID, logos, urgency, and personal details do not prove identity.
Define supporter access
Record the person's choice, applicable legal authority, account terms, scope, duration, and revocation or review route. A family relationship, emergency contact, or teaching role does not automatically authorize financial access.
Respond to possible exposure
The CFPB fraud hub organizes routes for unauthorized transactions, identity concerns, phishing, and financial exploitation. CFPB account guidance recommends close monitoring and prompt provider contact for suspicious activity. Use current official routes.
A practical example
Darius reviews eight fictional contact scenarios. The trusted verification route is available in 7/8. Darius pauses and verifies 6/7, while one real-looking message is escalated without clicking its link. The missing official number remains a setup gap.
Questions families can use
Which information is sensitive? Why is it needed? How can the requester be verified independently? Who has actual authority? What should never be shared? Which trusted route handles suspected exposure?
Sources
- Council of Autism Service Providers, ABA Practice Guidelines Version 3.0 public summary
- Behavior Analyst Certification Board, Ethics Code for Behavior Analysts
- American Speech-Language-Hearing Association, Augmentative and Alternative Communication
- Consumer Financial Protection Bureau, Watch Accounts Closely When Card Data Is Hacked
- Consumer Financial Protection Bureau, Fraud and Scams
- Federal Trade Commission, How to Avoid a Scam
Finni resources
